Are Company Strategic Reports helpfully forward-looking for investors?

Category: Business & Investments & Uncategorized

Strategic reports provide ‘very little insight’ into future prospects. Many strategic reports contain a mass of annual data and text, which is largely backward looking, finds a PriceWaterhouse (PwC) study. Information disclosed in companies’ annual reports is being buried in a mass of annual data and text, presenting investors with a tough challenge to unearth it, according to the research.

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Pensions and ISAs compared – how can you decide which is best?

Category: Investments & pensions & Uncategorized

According to HMRC, 45% of savers in stocks and shares ISAs are aged 55 or over. These savers already understand the mantra of ‘gross is good’ and have chosen an investment on which there’s no additional tax due on investment growth and income. What many investors seem to be unaware of is that the exact same tax treatment is available on funds held within a pension.

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Consumer Frustration with Financial Application Processes

Category: financial planning & Investments & Uncategorized

New research from Experian has revealed key factors driving people to pull out of an application for a financial product or service. A lengthy application process is the number one frustration felt by over half (51 per cent) of UK adults applying for financial products and services, according to new research by Experian, the global information services company. The research, which looks at the top frustrations causing customers to pull out of an application, found that two fifths (40 per cent) of adults were deterred by the length and complexity of the application form, putting them off completing the application altogether.

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Budget 2015: Help coming for most UK savers

Category: Budget & Investments & savings & Uncategorized

The first ÂŁ1,000 of interest earned on savings will be completely tax-free for lower earners from next year. Announcing the news during his Budget speech, Chancellor, George Osborne, said:

“People have already paid tax once on their money when they earn it. They shouldn’t have to pay tax a second time when they save it.”

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