It’s the time of the year when we all think about what we are going to do differently. It’s also the time of the year when we really don’t believe we will or can change. If we start with that mindset it’s not surprising that we don’t achieve what we say we want to. We … Continued
Unless you live on another planet, you will have found it rather hard to avoid the latest twists and turns in the ongoing political drama that is Brexit. But if you can avoid Brexit, it could be good for your finances. Much has been made of how terrible the uncertainty and ongoing political wrangling is … Continued
By Tom Desborough, Serenity Financial Planner We’re now a year and a half on from the vote to leave the European Union, yet the negotiations between the UK and the EU seem to be gaining little traction, the longer term implications of the UK’s withdrawal still remain unclear and we’re left with that now familiar … Continued
In the run up to Christmas, there is no shortage of charities appealing for our attention and, crucially, our money. Christmas cards, calendars and other gifts are marketed and, if it is a cause close to our heart, then we will dig deep and buy some. But is it really the best way to … Continued
It’s instinctive to want to do something when we hear and read about markets falling. Often, however, the best response can be to simply do nothing. This video by our partners Dimensional Fund Advisors demonstrate the difference that having the right financial adviser can make during uncertain times.
It’s the time of year when retailers pull out all the stops to encourage us to shop. There are offers with imminent deadlines, tempting window displays and essentially the whole armoury of tricks on display to get shoppers to spend as much as possible in the coming weeks. If you are one of the … Continued
Harvest Festival will soon be upon us. Those harvest baskets full of fruits and vegetables and celebratory songs have been a way of giving thanks since pagan times. But Harvest Festival is more than just a celebration – it has also been used as a way to save food and supplies in times of … Continued
September is a month of new starts. Back to school, back to work, back to business for many of us after the holidays. And because the school holidays or summer breaks often mean a break in routine for many of us, it’s a great time to break bad habits and build newer, better ones. … Continued
The summer holidays are well underway and many parents and grandparents will be suffering from complaints of boredom or working out how to keep young people entertained (and away from their devices) without spending a fortune. The break in the academic year, however, can provide a valuable opportunity to put into place a … Continued
In 2017, one of our strategic partners Dimensional Fund Advisors conducted an investor feedback survey on behalf of financial advisers who work with them. The findings show that investors place a high value on the sense of security they receive from their financial adviser relationships. It also demonstrates how the right financial adviser plays … Continued