Category: Investments & isas & retirement & savings & Uncategorized
The 5th April might seem a little way off yet, but the end of the tax year always seems to arrive faster than we think! For financial planning, the end of the tax year is important for a variety of reasons and so, before we hit the deadline, put some thought into the following five tips and maximise your saving opportunities before they disappear for good!
Category: Investments & Uncategorized
Acknowledging that the forecasting consensus has missed many of the big stories of recent years, a team of analysts at HSBC has attempted to outline the biggest potential risks for investors in 2015. The team stressed that forecasts have been notoriously unreliable since the crash, particularly concerning regional growth. Nonetheless, they argue that downside growth risk and central bank policy risk, alongside the strong dollar and general illiquidity, could present real challenges for markets and investors in 2015.
Category: Investments & isas & savings & Uncategorized
It seems odd that in a general climate where there is so much controversy over foreign corporations paying no tax in the UK, pop stars using dubious tax avoidance schemes, and where there is a raging debate about whether “we are all in this together”, there sits in the middle of our tax system, the most wonderful and simple tax haven of all: the ISA.
Category: Investments & Uncategorized
Suppose you want to find the smartest student in a classroom, you would look for the one from whom others copy their homework.
New research by a team including Raghu Rau, Sir Evelyn de Rothschild Professor of Finance at Judge Business School, draws on this to argue that in the fund management world, even fund managers who try to copycat – those with the most incentive to find their smartest peers – don't have the capability to identify superior fund managers in advance.
Category: Investments & Uncategorized
The Financial Conduct Authority (FCA) provides ten steps to make sure you are dealing with an authorised financial services firm, and to protect yourself from fraud and unauthorised activity. Firms and individuals can only conduct regulated financial services activities in the UK if they are authorised by the FCA or registered to do so, or are otherwise exempt.
Category: Investments & Uncategorized
1: The stock market rewards the patient and punishes the rest.
2: Rising prices (inflation) can be your best friend or worst enemy.
3: Long term returns come from investing in the great companies (Equities) of the world.
4: All savings need to be automatic or it won’t happen.
