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Category: retirement & Uncategorized
Faced with a hefty 55 per cent pensions tax bill because of HM Revenue & Customs new lower lifetime pensions allowance, many middle-to-high earners with generous pension arrangements are seriously on the lookout for alternatives to pensions as savings vehicles for retirement.
Category: Economy & Uncategorized
Many homebuyers are living hopefully, underestimating the cost of mortgages and would need to heavily cut back on spending in order to make ends meet, according to research by Experian. The average price of a property targeted by first-time buyers is ÂŁ235,000 while typical household income is ÂŁ50,674, the research has found.
Category: Investments & isas & pensions & savings & Uncategorized
âOut with the old and in with the newâ regimes
The Chancellorâs March 2014 Budget may well go down as one of the most radically overhauling game-changers since Lloyd George ushered in the state pension in the 1908 Pensions Act (at the time perceived as dangerously radical).
Category: Market commentary & Uncategorized
June was a good month for British and Chinese manufacturing, a disastrous month for General Motors (GM) and sadly, the England team who can now be found on the beaches of the Algarve. At least they escaped the anger directed at South Koreaâs players, who were pelted with toffees on their return to Seoul!
Category: financial planning & Uncategorized
Up to 2.3 million homeowners aged 55 and over are banking on raising money from their homes through downsizing and on average hope to raise around ÂŁ85,300 each from their property deals, according to new research from Prudential. When asked how they plan to make use of the money raised, over-55 downsizers are equally as likely to splash out on a one-off purchase (42%) as they are to save or invest a sum (41%). Nearly three in 10 (29%) are planning to put some of the money into their pension pots.
Category: estate planning & Uncategorized
Almost two out of three Britons have not made a Will and risk leaving a financial nightmare for family members when they die, warns the Law Society. Research coinciding with âDying Awareness Weekâ, published in May 2014 from the Dying Matters Coalition, revealed that only 36 per cent of British adults say they have written a Will, while 83 per cent reported being uncomfortable discussing their dying wishes.
