Serenity

Threats to the provision of care home places add further concern for pensioners

February 03, 2016 by TIna

Category: Care & Financial Planning for individuals/families & Uncategorized

Are the financial difficulties which care home provider businesses seem to be currently facing their responsibility to manage, a local government responsibility or does the situation require urgent government action?

When the House of Lords was recently told of the situation, the Labour peer Baroness Weaver asked the question following the news that the UK’s largest care provider, Four Seasons Health Care, was facing financial problems due to its £500m debt, which raised the prospect of care homes being closed.

February Market Commentary

February 03, 2016 by TIna

Category: Market commentary & Uncategorized

Twelve green bottles, standing on the wall

And if one green bottle, should accidentally fall…

Yes, yes, we know the song is really ‘ten green bottles,’ but in January 2016 the world’s leading stock markets resembled nothing more than the row of proverbial bottles. As one fell, so they all fell – with one defiant exception among the twelve that we cover in this Monthly Commentary.

The new decluttering craze. Could it apply to your office… or your finances?

January 28, 2016 by TIna

Category: Lifestyle & Uncategorized

Two books are first and third in the current US Best Sellers list – both by Japanese-American tidying guru, Marie Kondo. Her tidying wisdom has swept the US as a way to feel better about yourself and your home and it’s now heading to the UK. She recently shared her top tips for ‘decluttering’ and it made us wonder whether her new form of ‘healthy living’ could be applied to the office or even, perhaps, your finances.

Basic Bank Accounts Become ‘Fee-Free’

January 27, 2016 by TIna

Category: Banks & Current Accounts & Uncategorized

Millions of bank customers across Britain stand to benefit by hundreds of pounds as nine major banks launch fee-free basic bank accounts. The accounts will be available to anyone who doesn’t already have a bank account, is ineligible for a standard current account or who can’t use their existing account due to financial difficulty.

A New Year for the markets, but China continues with the same story

January 14, 2016 by TIna

Category: Economy & markets & Uncategorized

As we all turn over a new leaf and enter 2016 with a fresh year ahead of us it rather seems that China has missed the New Year memo!

After uncertainty over Chinese markets affected worldwide stocks in 2015, the beginning of 2016 has seen a similar story. The Shanghai Composite market dived 7% on Monday 4th January, prompting the triggering of a suspension rule after just thirty minutes of trading.

Three personal finance changes to look out for in 2016

January 08, 2016 by TIna

Category: savings & state pensions & Tax & Uncategorized

As usual, the coming year will see plenty of shifts in the financial planning landscape for all of us. Changes come about largely as a result of new legislation or policy introductions and, whilst there isn’t anything quite as dramatic as 2015’s introduction of pension freedoms on the horizon, there’s still plenty to look out for in 2016. Here are three of the biggest changes you may wish to familiarise yourself with.

Our insights

Threats to the provision of care home places add further concern for pensioners

February Market Commentary

The new decluttering craze. Could it apply to your office… or your finances?

Basic Bank Accounts Become ‘Fee-Free’

A New Year for the markets, but China continues with the same story

Three personal finance changes to look out for in 2016

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