Serenity

Budget 2015: Trading in Your Annuity

April 10, 2015 by TIna

Category: annuity & Budget & Uncategorized

Proposals announced in the recent Budget confirmed that up to five million pensioners are to be given the new flexibility to trade in their annuities for cash from next year. As part of this change, the Government has launched a consultation on plans to open a secondary market in annuities in 2016, which would give savers a new option to sell their annuity income to the highest bidder, who might include insurers and pension funds.

Budget 2015: Help coming for most UK savers

April 09, 2015 by TIna

Category: Budget & Investments & savings & Uncategorized

The first £1,000 of interest earned on savings will be completely tax-free for lower earners from next year. Announcing the news during his Budget speech, Chancellor, George Osborne, said:

“People have already paid tax once on their money when they earn it. They shouldn’t have to pay tax a second time when they save it.”

What did the Budget 2015 change for ISAs?

April 08, 2015 by TIna

Category: Budget & isas & Uncategorized

ISAs have been a hot topic for politicians recently, with multiple changes to the savings vehicles made over the last few years. The most recent major announcement, George Osborne’s 2015 Budget, was no exception, with several interesting new developments for ISAs announced as part of the Budget document.

Planning a business exit: Seven tips for attracting the right buyer

April 07, 2015 by TIna

Category: Business & Uncategorized

Selling your business is a challenge in itself but making sure you sell to the right buyer, at the best price, is even more of a challenge. Here are our seven tips for ensuring you sell to the right people:

The New Help to Buy ISA: The Details

April 03, 2015 by TIna

Category: savings & Uncategorized

During the 2015 Budget announcement, the Chancellor, George Osborne revealed a new type of ISA, to be made available to the public in the Autumn of this year. The Help to Buy ISA is sure to be of interest to young people in particular, or to parents with children who are currently in the process of searching for their first home. So, just what is a Help to Buy ISA and how exactly do they work?

New Pension Transfer Rules from the FCA

April 02, 2015 by TIna

Category: FCA & pensions & Uncategorized

The Financial Conduct Authority (FCA), on 4th March 2015, published a consultation paper on proposed changes to its pension transfer rules, designed to reflect the Government’s new flexible pensions regime. This regime will bring advice on transfers from defined benefit (DB) schemes to occupational defined contribution (DC) schemes into the FCA’s remit. Consumers will be required to take advice before transferring out of a DB scheme and it will be the responsibility of trustees to check that people have taken advice.

Our insights

Budget 2015: Trading in Your Annuity

Budget 2015: Help coming for most UK savers

What did the Budget 2015 change for ISAs?

Planning a business exit: Seven tips for attracting the right buyer

The New Help to Buy ISA: The Details

New Pension Transfer Rules from the FCA

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