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Consumer Frustration with Financial Application Processes

April 29, 2015 by TIna

Category: financial planning & Investments & Uncategorized

New research from Experian has revealed key factors driving people to pull out of an application for a financial product or service. A lengthy application process is the number one frustration felt by over half (51 per cent) of UK adults applying for financial products and services, according to new research by Experian, the global information services company. The research, which looks at the top frustrations causing customers to pull out of an application, found that two fifths (40 per cent) of adults were deterred by the length and complexity of the application form, putting them off completing the application altogether.

New civil penalties announced for those who facilitate tax avoidance

April 28, 2015 by TIna

Category: Civil Penalties & Tax Avoidance & Uncategorized

Revealed during the 2015 Budget, the government has introduced new measures to discourage tax avoidance. Headlining these measures are two new criminal offences and higher penalties, which cannot only be brought against those who avoid tax, but also those who enable tax avoidance.

The new ‘Google tax’ and what it means for business

April 27, 2015 by TIna

Category: Business & Tax & Uncategorized

The government’s new Diverted Profits Tax (DPT), commonly known as the ‘Google tax’, formally came into force on 1st April. Detailed initially during the 2014 Autumn Statement, the tax is an attempt by the government to stop large firms from paying comparatively small amounts of tax in the UK by ‘diverting’ their profits to be reported overseas.

2015 General Election Preview

April 24, 2015 by TIna

Category: Election & Uncategorized

There are now only weeks to go until the General Election, which – by common consent – will be the most closely fought and difficult to predict in a generation. Since only last week, a dozen opinion polls have been published and not one of them has made forecasting the likely outcome on May 7th any easier.

The first step-up for house-buyers is the highest

April 21, 2015 by TIna

Category: Housing & property & Uncategorized

At the Council of Mortgage lenders Annual Conference in November 2014, Michael Rhodes, of the Leeds Building Society, in his address to the Conference, said:

“One of the biggest problems for anybody attempting to get on to the property ladder is funding the deposit – regardless of the lender they are looking to get a mortgage from. It can take a very long time to save up for a deposit, especially if the ‘bank of mum and dad’ are not able to fund the full amount at short notice in one lump sum.”

Women expect to retire on £4,800 a year less than men

April 16, 2015 by TIna

Category: pensions & retirement & Uncategorized

Women retiring in 2015 expect a retirement income 25% lower than men, according to the Prudential’s annual ‘Class of’ research. However, the research also reports that the retirement income gender gap is at its lowest since 2009, when Prudential first started tracking the difference between male and female retirement income expectations as part of its ‘Class of’ research. Women appear to be increasingly optimistic about their finances in retirement.

Our insights

Consumer Frustration with Financial Application Processes

New civil penalties announced for those who facilitate tax avoidance

The new ‘Google tax’ and what it means for business

2015 General Election Preview

The first step-up for house-buyers is the highest

Women expect to retire on £4,800 a year less than men

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