How To Survive A Financial Downpour

Spring is here and the winter is finally behind us. Or is it? April is noted as a month of weather unpredictability and it is fair to say this year so far has been more unpredictable than most. In life too, we are often subject to financial downpours. There are always times when perhaps the … Continued

Would you be happy renting in retirement?

                A major goal for many during their retirement will be to enjoy their home after finishing paying off their mortgage. Depending on when you purchased your house however, and with house prices seeing a rise of 30% in the past decade, owning outright is becoming more difficult … Continued


Property funds in the post-Brexit world

Following the Brexit result of the EU referendum on 23rd June, a number of property funds chose to suspend redemptions following huge amounts of withdrawals from investors. This led to many predicting a gloomy future for the funds, but as we move further on from the referendum, many are changing their predictions to one of … Continued


Negative interest rates and how they might affect your finances

With the Bank of England cutting UK interest rates this month for the first time since 2009 to just 0.25%, it looks more likely than ever that Britain could experience negative interest rates. The idea of negative interest rates has moved from theory to reality following the 2008 financial crisis, with several central banks in … Continued


I have money in property, what should I do post-Brexit?

Many predicted before the EU referendum that a vote to leave would have a negative effect on the property market. Now that Brexit is set to become a reality, that has transferred into worry amongst many with a stake in property, which in turn could make the predicted negativity become a self-fulfilling prophecy. But is … Continued


The importance of having a will in place

Despite the fact that having a will in place is commonly accepted as the most effective way to leave details about your inheritance, the number of people who don’t have one is remarkably high. Charity will-writing scheme, Will Aid, has found that 53% of people in the UK don’t have a will in place. The … Continued


Property prices in 2016: higher or lower?

There are no end of financial reasons for the property market to be unpredictable at the moment, but recent figures from two leading statistical institutes make the situation during the start of 2016 even harder to fathom. The Office for National Statistics (ONS) released figures which suggest that property prices saw a considerable rise in … Continued


Squeeze on property market starting to slow London boom?

Sales of luxury property in London have seen a considerable slump following Chancellor George Osborne’s sharp increase to stamp duty. Property industry observers have given warnings that the situation is becoming more and more harmful to the property market. Douglas & Gordon, an estate agency with particular expertise when it comes to property in the capital, have seen a drop of almost two thirds in sales of top-end homes in the “prime central” areas of London.


A hit on the ‘Buy-to-Let’ market from the Autumn Statement

Chancellor George Osborne landed buy-to-let landlords a shock during the Autumn Statement by announcing a 3% stamp duty surcharge on property purchases from 1st April 2016.

The addition of a 3% extra charge for buy-to-let and second homes on all stamp duty bands above a £40,000 starting level will see some purchases taking on a much larger amount of stamp duty.


Is brownfield site house-building the answer?

Following proposals from both Labour and Conservative parties to deliver housing on UK brownfield land, the Royal Institute of Chartered Surveyors (RICS) has today published research suggesting there is enough brownfield land available in England to build 226,000 houses by 2019. With the UK’s housing shortage a key issue and battleground in the general election, it is no surprise that the parties have prioritised the development on brownfield land in their manifestos.