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Category: Family & ISA & savings & Uncategorized
Children born after 3 January 2011 â or those aged under 18 and born before 1 September 2002 â can open a Junior ISA. This also applies for those children born between 1 September 2002 and 3 January 2011 who are not eligible for a Child Trust Fund (CTF).
Category: Economy & Interest Rates & Uncategorized
In August 2015, unemployment increased for the second month in a row, adding weight to the arguments of ratesetters in the âlower for longerâ camp. Latest ONS figures showed the jobless total up 25,000 in the three months to June to a total of 1.85 million, however, the unemployment rate itself did not shift. Interest rates were held in early August by a vote of 8 to 1, as the Bank released its latest inflation report showing expectations that a first rise would come in or around February 2016.
Category: Currency & Lifestyle & Uncategorized
The strong Pound, with the Euro at a historic low in Europe, suggests that this is the time for you to travel from the UK to Europe, when time there will be less expensive than it has been in years. One Euro in summer 2014 exchanged at around 80p sterling, but this summer this has come down to around 70p per Euro â 12.5% less. The pound now goes a long way in the Euro zone!
Category: Health & Lifestyle & savings & Uncategorized
Concerns over money dominate the thinking of pre-retirees, according to new research from Retirement Advantage. Conducted by YouGov in May 2015 with over one thousand survey respondents aged over 50 and not in retirement, the study finds almost half (49%) of the over 50s are worried about not having enough money in retirement to do the things they want to do, compared to just over a third (37%) who are concerned about health problems.
Category: annuity & savings & Uncategorized
Retirement Advantage is warning that more work is needed to ensure people understand the benefits of the new annuity products available following the introduction of the pension freedoms in April.
Category: Economy & Uncategorized
A news article posted by the private bank Duncan Lawrie recently suggested that with the General Election now fading into memory, short-term political uncertainty appears to have faded as well. Issues like the EU referendum and the devolution of more powers to Scotland are still bubbling away in the background, but the consequences are probably too far in the future to affect confidence today, so recent economic data has enjoyed a short-term fillip.
