Serenity

The EU Referendum is on the horizon. What impact might it have on UK SMEs?

September 16, 2015 by TIna

Category: Business & Europe & financial planning & Uncategorized

The UK is set to have a referendum by the end of 2017 which will determine whether or not we will remain a member of the European Union. In this referendum everyone of voting age will take part, answering “Yes” or “No” to the question of whether they wish to remain a part of the EU. There’s no doubt that leaving the European Union would bring about quite a few changes in the UK, but how would this decision affect Small and Medium sized Enterprises?

Should we scrap tax reliefs on pensions and create a lifetime ISA for all?

September 15, 2015 by TIna

Category: ISA & pensions & retirement & savings & Uncategorized

A single Lifetime ISA for everyone should be created with all tax reliefs on pension contributions being scrapped, a leading figure at the Centre for Policy Studies (CPS) has proposed, according to an article published by the CPS. Research Fellow Michael Johnson said the opportunity has come for a radical overhaul of savings after the Chancellor launched a consultation into the future of the pensions tax regime in July.

Finding Funding for SME start-ups

September 10, 2015 by TIna

Category: Business & Start Ups & Uncategorized

Whether you’re a start-up seeking your initial capital or you’ve just taken on a small business and are looking for money to grow, you’ll need that initial injection of funds to turn your ideas into a reality. According to statistics from Companies House, Britons are embracing the entrepreneurial spirit. Research from the national enterprise Start-up Britain last year showed that 2014 broke the record for the number of new businesses. Their research showed that 581,173 businesses registered with Companies House last year, up from 526,446 in 2013.

Will dividend tax keep rising?

September 09, 2015 by TIna

Category: Dividends & Tax & Uncategorized

The Treasury revealed in July that the dividend tax credit would be replaced with a new tax-free allowance of £5,000 of dividend income for all taxpayers, which takes effect from April 2016. The Chancellor said at the time that the move would “simplify the taxation of dividends”. But is this just the start of increased dividend taxation? Smaller firms will already probably need to review how they pay directors, but will the need for these reviews increase in the future?

What’s really on the bucket list of the UK over 55s?

September 08, 2015 by TIna

Category: Lifestyle & retirement & Uncategorized

Consumer Intelligence conducted an independent online survey for Prudential between 6 and 10 July 2015, among a sample of 1,157 UK adults aged 45+, including 645 aged 55 or above, asking respondents what made up their own personal ‘bucket list’.

FCA begins probe into providers’ annuity sales

September 04, 2015 by TIna

Category: annuity & pensions & Uncategorized

The Financial Conduct Authority (FCA) is investigating thousands of annuities sold on a non-advised basis since 2008 to see if they were unsuitable for savers.

The regulator will carry out a "forensic" analysis of a large sample of sales from all of Britain's major insurers, with a primary focus on whether those customers entitled to 'enhanced' annuities were recommended them.

Our insights

The EU Referendum is on the horizon. What impact might it have on UK SMEs?

Should we scrap tax reliefs on pensions and create a lifetime ISA for all?

Finding Funding for SME start-ups

Will dividend tax keep rising?

What’s really on the bucket list of the UK over 55s?

FCA begins probe into providers’ annuity sales

The Financial Conduct Authority (FCA) is investigating thousands of annuities sold on a non-advised basis since 2008 to see if they were unsuitable for savers.

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