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State Pension changes in 2016 – can I top up my pension?

by TIna

Category: pensions & state pensions & Uncategorized

A new initiative allows people who reach the state pension age before April 2016, to top up their pension. This includes those that are already drawing the state pension. The Government is allowing retirees to buy extra state pension by paying so-called Class 3A voluntary National Insurance contributions between October 2015 and April 2017. This will help people reaching state pension age before April 2016 who will not receive the new flat-rate state pension.

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Keeping your money safe by avoiding identity theft

by TIna

Category: Lifestyle & Security & Uncategorized

Experian’s expertise and insight on data security, in a report published recently, has highlighted a gender imbalance. Men are now victims in two out of three ID thefts (63%) across all financial product applications. The report tells us that criminals making bogus current account applications have been targeting men aged between 50 and 59 (up 3.4%), most during the first six months of 2015. This age group now accounts for nearly one in five (17.6%) current account ID thefts attempted against men.

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Money trumps health as top retirement concern

by TIna

Category: Health & Lifestyle & savings & Uncategorized

Concerns over money dominate the thinking of pre-retirees, according to new research from Retirement Advantage. Conducted by YouGov, the study finds almost half (49%) of over 50s are worried about not having enough money in retirement to do the things they want to do, compared to just over a third (37%) who are concerned about health problems.

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Car sharing deserves better tax incentives

by TIna

Category: Accounting & Tax & Transport & Uncategorized

A recent report, ‘On the Move’, published by Policy Exchange Think-Tank researchers, explores ideas and policy proposals on how to create a more mobile workforce. One of the key policy ideas in the Report is about offering tax benefits to commuters who use ride-sharing schemes and free parking in city centres for care sharing.

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Getting the best deal for your holiday cash

by TIna

Category: Family & Lifestyle & Uncategorized

Moneysupermarket.com poses the question – if you are travelling abroad, do you need to take some cash in the local currency to fund day-to-day expenses such as taxi fares and snacks? If so, how do you make sure you get the best deal when you can buy foreign currency from a bank, building society, travel agent, bureau de change, even the supermarket or the Post Office?

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