Our insights

Welcome to Insights. Enjoying reading the latest blogs, financial news and team updates from the people at Serenity.

Don’t forget to subscribe to our newsletter to stay up to date.

Devon tops the table for pensioner well-being

Category: Lifestyle & retirement & Uncategorized

The South West of England appears to be the place to live if you want a long, healthy and safe retirement, according to a new league table of pensioner well-being developed by Prudential. The league table, which uses a combination of census data and results from the insurer’s own retirement research, ranks the top 20 counties in England and Wales according to several measures of the wellbeing of their pensioner populations.

Read more

The EU Referendum is on the horizon. What impact might it have on UK SMEs?

Category: Business & Europe & financial planning & Uncategorized

The UK is set to have a referendum by the end of 2017 which will determine whether or not we will remain a member of the European Union. In this referendum everyone of voting age will take part, answering “Yes” or “No” to the question of whether they wish to remain a part of the EU. There’s no doubt that leaving the European Union would bring about quite a few changes in the UK, but how would this decision affect Small and Medium sized Enterprises?

Read more

Should we scrap tax reliefs on pensions and create a lifetime ISA for all?

Category: ISA & pensions & retirement & savings & Uncategorized

A single Lifetime ISA for everyone should be created with all tax reliefs on pension contributions being scrapped, a leading figure at the Centre for Policy Studies (CPS) has proposed, according to an article published by the CPS. Research Fellow Michael Johnson said the opportunity has come for a radical overhaul of savings after the Chancellor launched a consultation into the future of the pensions tax regime in July.

Read more

Finding Funding for SME start-ups

Category: Business & Start Ups & Uncategorized

Whether you’re a start-up seeking your initial capital or you’ve just taken on a small business and are looking for money to grow, you’ll need that initial injection of funds to turn your ideas into a reality. According to statistics from Companies House, Britons are embracing the entrepreneurial spirit. Research from the national enterprise Start-up Britain last year showed that 2014 broke the record for the number of new businesses. Their research showed that 581,173 businesses registered with Companies House last year, up from 526,446 in 2013.

Read more

Will dividend tax keep rising?

Category: Dividends & Tax & Uncategorized

The Treasury revealed in July that the dividend tax credit would be replaced with a new tax-free allowance of £5,000 of dividend income for all taxpayers, which takes effect from April 2016. The Chancellor said at the time that the move would “simplify the taxation of dividends”. But is this just the start of increased dividend taxation? Smaller firms will already probably need to review how they pay directors, but will the need for these reviews increase in the future?

Read more

Call us

If you’d like to get in touch over the phone, please give us a call and we’ll be able to help.

Email us

If you’d prefer to email us, get in touch and we’ll get back to you as soon as possible.

Sign up to our newsletter

Stay up to date with the latest updates and news from the Serenity team by signing up to our newsletter.