Finding Funding for SME start-ups

Category: Business & Start Ups & Uncategorized

Whether you’re a start-up seeking your initial capital or you’ve just taken on a small business and are looking for money to grow, you’ll need that initial injection of funds to turn your ideas into a reality. According to statistics from Companies House, Britons are embracing the entrepreneurial spirit. Research from the national enterprise Start-up Britain last year showed that 2014 broke the record for the number of new businesses. Their research showed that 581,173 businesses registered with Companies House last year, up from 526,446 in 2013.

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Will dividend tax keep rising?

Category: Dividends & Tax & Uncategorized

The Treasury revealed in July that the dividend tax credit would be replaced with a new tax-free allowance of £5,000 of dividend income for all taxpayers, which takes effect from April 2016. The Chancellor said at the time that the move would “simplify the taxation of dividends”. But is this just the start of increased dividend taxation? Smaller firms will already probably need to review how they pay directors, but will the need for these reviews increase in the future?

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FCA begins probe into providers’ annuity sales

Category: annuity & pensions & Uncategorized

The Financial Conduct Authority (FCA) is investigating thousands of annuities sold on a non-advised basis since 2008 to see if they were unsuitable for savers.

The regulator will carry out a "forensic" analysis of a large sample of sales from all of Britain's major insurers, with a primary focus on whether those customers entitled to 'enhanced' annuities were recommended them.

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The Dash

Category: Lifestyle & Uncategorized

We were recently reminded of Linda Ellis’ poem The Dash, which you can read in full here.

The Dash talks about the life of a man who has passed away, being talked about by his friend at the funeral. The friend refers to everything that he had done and achieved during his life as being represented by ‘the dash’; the space between the two dates of birth and death on his headstone.

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September Market Commentary

Category: Uncategorized

Introduction

“Markets can fall as well as rise…”

Never was that statement more true than in August, when virtually all the major world markets headed down, led by the plunging stock market in China. It became virtually impossible to watch a news bulletin without seeing a shell-shocked fund manager or a weeping private investor.

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