Category: Bonds & Investments & savings & Uncategorized
As far as the savings market was concerned, 2015 was the year of the challenger provider. Competition between them ramped up and average rates followed suit, and in turn, positivity started to make a welcome return to the market. However, this improvement was short-lived, as the latest Moneyfacts research, reporting in March 2016, shows a stark reversal of fortune.
Category: Investments & Uncategorized
If youâre new to the investment world, or even if youâre not, itâs likely that youâve heard the term âdiversificationâ used in relation to your investments. However, youâre certainly not alone if you donât have a clear idea of what the word actually means for your investments. Read on, and learn everything you ever wanted to know about diversification, but were afraid (or didnât have the time) to ask!
Category: Investments & pensions & Uncategorized
Self-Invested Personal Pensions (SIPPs) are designed to give you greater control over your retirement savings. With a SIPP you can choose from a wide range of high quality investments, manage them for yourself and consolidate your existing pensions in one place. A SIPP is different to other pension saving forms and can give you more control over your pension through a provider with a wide range of funds and the flexibility to manage your own investments.
Category: Funds & Investments
You may have heard the terms active and passive with regard to investment funds, but what exactly do they mean and how can they impact your investing?
Category: Funds & Investments & Uncategorized
Investors who entrust their savings to active fund managers do so in the hope they will achieve market-beating performance. When the fund starts to dip, it is possible that some investors may forget that short-term bouts of underperformance must be endured along the road to potentially superior long-term results. Ultimately, whether to stick with an underperforming fund is the investorâs decision to make⌠and a very difficult one at that!
Category: Investments & markets & Uncategorized
A recent Standard Life article suggests that in simple terms, you probably shouldnât be worried about recent market falls. Most of us are investing over the long term, and significant market falls happen periodically. Generally, the wrong thing to do when markets fall by a reasonable margin is to panic and sell out of the market â this just locks in a loss. The right thing to do is remember why youâre invested in the first place and make sure that rationale hasnât changed.
