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Category: Uncategorized
Hopefully you donât keep all of your savings stuffed in or under the mattress of your bed but if you do happen to keep a ârainy dayâ store of ÂŁ50 notes, you had better check your bed linen, otherwise you may find that the value of your assets suddenly goes down in the not too distant future!
Category: Uncategorized
The current generation of 25 to 36 years olds, the traditional age group for first-time buyers, are split into âproperty havesâ and âproperty have-notsâ. These young adults can expect their current circumstances to have a significant effect on their future property purchases and those of their children, according to a report from HSBC. The headline statements are:
Category: Economy & Uncategorized
The Chancellor billed his fifth budget as one that sets out further action to secure the economic recovery and build a resilient economy. Amongst the announcements are major changes to pensions and ISAs.
This document sets out the main changes to tax rates and allowances for individuals, companies and trustees.
Category: Economy & Uncategorized
In its February 2014 Inflation Report, the Bank of England, in general terms, is saying that the UK recovery has gained momentum, with inflation returning to the 2% target. The report states that reduced uncertainty, easier credit conditions and the stimulative stance of monetary policy should support continued solid economic growth, with the expansion in demand becoming more entrenched and more broadly based.
Category: Protection & Uncategorized
Earlier in February 2014, the Water Bill had its second reading in the House of Lords and the issue of flood cover insurance was discussed. The current UK flood insurance guarantee â the Statement of Principles â is soon to expire and is set to be replaced by the Flood Re proposal. The Royal Institute of Chartered Surveyors (RCIS) supports the Flood Re proposal as it is currently the only tenable solution available and has the support of both the insurance industry and government, which secures its viability.
Category: Investments & savings & Uncategorized
More over-55s are turning to financial advisers than did so four years ago, new research from Aviva into the shape of financial advice for retirement in 2014, shows. But with 77% of over-55s having no relationship with an adviser â and no plans to establish one â Avivaâs findings reveal a worrying lack of understanding about the nature of financial issues in later life.
