Serenity

New Pension Transfer Rules from the FCA

April 02, 2015 by TIna

Category: FCA & pensions & Uncategorized

The Financial Conduct Authority (FCA), on 4th March 2015, published a consultation paper on proposed changes to its pension transfer rules, designed to reflect the Government’s new flexible pensions regime. This regime will bring advice on transfers from defined benefit (DB) schemes to occupational defined contribution (DC) schemes into the FCA’s remit. Consumers will be required to take advice before transferring out of a DB scheme and it will be the responsibility of trustees to check that people have taken advice.

April Market Commentary

April 01, 2015 by TIna

Category: Market commentary & Uncategorized

The focus in March inevitably turned towards the UK Budget – delivered by Chancellor George Osborne on March 18th – and the forthcoming General Election, with the two main parties currently running neck and neck in the opinion polls.

Protecting your savings: Pull up the drawbridge and drop the portcullis!

March 31, 2015 by TIna

Category: savings & Uncategorized

We are hearing a lot through the media about the attacks we may experience under the new UK Pension Reform arrangements and regulations, when we gain access to our pension pots and can choose to do what we like with them. What an opportunity for fraudsters who right now are ready to assault our new wealth castles!

The Impact of Automatic Enrolment

March 30, 2015 by TIna

Category: pensions & Uncategorized

The Office of National Statistics 2014 Annual Survey of Hours and Earnings provides us with evidence of the considerable impact of Automatic Enrolment within the pensions arena – for employees and employers. According to the survey findings:

Is your final salary pension scheme under-funded?

March 27, 2015 by TIna

Category: pensions & Uncategorized

With final salary pension schemes traditionally offering a promising level of savings for retirement, moving away from them and into money purchase schemes has normally been seen as an unattractive proposition.

Scrapped regulation and enforcement benefiting ‘one million businesses’

March 26, 2015 by TIna

Category: Business & Uncategorized

According to the Department for Business, Innovation and Skills (BIS), the Focus on Enforcement review programme, which asks firms to identify poor enforcement practices that hold them back, has benefitted around one million businesses and boosted growth in 9 vital sectors of the economy. The BIS states that this builds on government action to scrap or reform regulatory rules which has saved firms some £10 billion over this Parliament.

Our insights

New Pension Transfer Rules from the FCA

April Market Commentary

Protecting your savings: Pull up the drawbridge and drop the portcullis!

The Impact of Automatic Enrolment

Is your final salary pension scheme under-funded?

Scrapped regulation and enforcement benefiting ‘one million businesses’

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