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The New Help to Buy ISA: The Details

Category: savings & Uncategorized

During the 2015 Budget announcement, the Chancellor, George Osborne revealed a new type of ISA, to be made available to the public in the Autumn of this year. The Help to Buy ISA is sure to be of interest to young people in particular, or to parents with children who are currently in the process of searching for their first home. So, just what is a Help to Buy ISA and how exactly do they work?

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New Pension Transfer Rules from the FCA

Category: FCA & pensions & Uncategorized

The Financial Conduct Authority (FCA), on 4th March 2015, published a consultation paper on proposed changes to its pension transfer rules, designed to reflect the Government’s new flexible pensions regime. This regime will bring advice on transfers from defined benefit (DB) schemes to occupational defined contribution (DC) schemes into the FCA’s remit. Consumers will be required to take advice before transferring out of a DB scheme and it will be the responsibility of trustees to check that people have taken advice.

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April Market Commentary

Category: Market commentary & Uncategorized

The focus in March inevitably turned towards the UK Budget – delivered by Chancellor George Osborne on March 18th – and the forthcoming General Election, with the two main parties currently running neck and neck in the opinion polls.

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The Impact of Automatic Enrolment

Category: pensions & Uncategorized

The Office of National Statistics 2014 Annual Survey of Hours and Earnings provides us with evidence of the considerable impact of Automatic Enrolment within the pensions arena – for employees and employers. According to the survey findings:

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