Serenity

Don’t forget, from April 2016 the annual allowance tapered reduction begins

March 04, 2016 by TIna

Category: Annual Allowance & pensions & Tax & Uncategorized

Think back to the Chancellor’s budget proposals in July last year, and you may remember an announcement about changes to the annual pension allowance. Well, that change is set to come into effect at the start of the new tax year on 6th April 2016. It therefore seems like a good idea for a bit of a refresher on what those changes are and what they potentially mean for you.

Use it or lose it time for your ISA

March 03, 2016 by TIna

Category: ISA & savings & Uncategorized

As the end of the financial year draws ever closer, it’s important not to forget about any ISAs (Individual Savings Accounts) you have and any remaining payments that you’re allowed to make. The maximum allowance for ISAs for the 2015/16 financial year is £15,240, so it’s important that you invest any funds that you have left to pay into your ISA as close to that amount as possible, as soon as you can.

Keep Calm. Everything is Alright.

February 12, 2016 by TIna

Category: Life Planning & markets & Uncategorized

They say you can only get news from the media and not the truth. Our role as your trusted family Financial Adviser is to ensure we share with you and guide you with the unvarnished truth. At times this may show up as tough love and seem countercultural but we're comfortable with that.

Pension tax changes: Should you pay more before relief rates are curtailed?

February 08, 2016 by TIna

Category: pensions & Tax & Uncategorized

Given recent comment from George Osborne, and mentions of the same during the Autumn Statement, it appears as though pension tax is set for a shake-up in 2016. With that in mind, there appears to be a potential opportunity for higher-rate taxpayers to make the most of their savings while the good times last.

Will we get a fairer state pension deal for women?

February 07, 2016 by TIna

Category: pensions & Uncategorized

A recent Saga article claims that the battle to give women a fairer deal over their state pensions scored a significant victory early in January, when it was the subject of a House of Commons debate. Although the debate had no power to directly alter government policy, it represented yet another important step in bringing the campaign into the public eye and gathering support from politicians.

Seven suggestions made to the government during the consultation on pension taxation

February 06, 2016 by TIna

Category: pensions & Tax & Uncategorized

The Government has recently finished a consultation looking at how pension taxation could work in the future. The Chancellor, George Osborne, has said that he expects to reveal the findings and the direction he is going to take during the March Budget. But is there any way to take an advance look at the situation? What has the Chancellor considered and what might his decision be in March?

Our insights

Don’t forget, from April 2016 the annual allowance tapered reduction begins

Use it or lose it time for your ISA

Keep Calm. Everything is Alright.

Pension tax changes: Should you pay more before relief rates are curtailed?

Will we get a fairer state pension deal for women?

Seven suggestions made to the government during the consultation on pension taxation

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