Category: retirement & savings & Uncategorized
Originally announced during The Chancellorâs Budget speech in March 2014, January 2015 will finally see the launch of the new so-called âpensioner bondsâ. The rates for the bonds, announced only recently, will see them leading the bond marketplace, with the one-year bond offering 2.80% gross/AER and the three-year bond promising 4.00% gross/AER.
Category: Investments & isas & savings & Uncategorized
It seems odd that in a general climate where there is so much controversy over foreign corporations paying no tax in the UK, pop stars using dubious tax avoidance schemes, and where there is a raging debate about whether âwe are all in this togetherâ, there sits in the middle of our tax system, the most wonderful and simple tax haven of all: the ISA.
Category: Lifestyle & savings & Uncategorized
After age 30 it is probable that financial planning will be upped one or two gears and become a far more intense matter.
It is worth reflecting how things have changed over the past few generations; more and more people are going to universities, families are having children later, are buying property (and by definition therefore taking on mortgages) at later ages and everyone is facing up to a longer life and a (much) later retirement.
Category: isas & pensions & savings & Uncategorized
Many of our clients will be aware of the tax advantages that can come from using an ISA or a pension to save for your future. If you are not currently a client however, or are unfamiliar with the tax benefits available, then it is worth briefly recapping just what you could be missing out on!
Category: Lifestyle & savings & Uncategorized
Almost a third (30%) of students currently attending university will move back in with their parents after they have completed their studies, HSBC research shows. For those starting university this year, almost half (49%) expect to live with their parents. Of those who intend to live at home, 78% said it was in order to save money and minimise their debt.
Category: savings & Uncategorized
Many working age people in the UK could secure a financially comfortable retirement by making some small changes to their saving habits, according to new research published by the Department for Work and Pensions (DWP).
