The New Pensioner Bonds

Category: retirement & savings & Uncategorized

The Pensioner Bonds were a Budget promise from the Chancellor, following lobbying from charities. They argued that pensioners who had relied on the income generated from their life savings were particularly hard hit by more than five years of record low interest rates. The one-year bond will pay an annual interest rate of 2.8%, and the three-year bonds will pay 4%.

Read more

Tax Year End Approaches: 5 Things to do Before April

Category: Investments & isas & retirement & savings & Uncategorized

The 5th April might seem a little way off yet, but the end of the tax year always seems to arrive faster than we think! For financial planning, the end of the tax year is important for a variety of reasons and so, before we hit the deadline, put some thought into the following five tips and maximise your saving opportunities before they disappear for good!

Read more

New ‘Pensioner Bonds’ ready for January launch

Category: retirement & savings & Uncategorized

Originally announced during The Chancellor’s Budget speech in March 2014, January 2015 will finally see the launch of the new so-called ‘pensioner bonds’. The rates for the bonds, announced only recently, will see them leading the bond marketplace, with the one-year bond offering 2.80% gross/AER and the three-year bond promising 4.00% gross/AER.

Read more

Gender gap in pension savings narrow, as women benefit from Workplace Pension changes

Category: retirement & Uncategorized

The number of women saving adequately for retirement has shifted from a record low to a four-year high in the last 12 months, according to Scottish Widows’ annual Women and Retirement Report. Half of the UK female population is now preparing adequately – the first increase recorded since 2011 – a leap of 10 percentage points from 40 to 50 in the past year following the significant changes in pensions regulations such as the introduction of automatic enrolment.

Read more

Report reveals vast disparity between the sexes retirement finances

Category: pensions & retirement & Uncategorized

Recent research from MGM Advantage, the retirement income specialist, reveals alarming disparities between the retirement finances of men and women. Although, on average, people in retirement feel that they need an additional £130 per week on top of their current income to be financially comfortable, women’s financial position in retirement is already more austere than that of men and their outlook seems to be much more prudent.

Read more

Call us

If you’d like to get in touch over the phone, please give us a call and we’ll be able to help.

Email us

If you’d prefer to email us, get in touch and we’ll get back to you as soon as possible.

Sign up to our newsletter

Stay up to date with the latest updates and news from the Serenity team by signing up to our newsletter.