New flexible pensions: why we will not be spending them all at once…

Category: pensions & retirement & Uncategorized

Much has been written about the new dawn of pensions flexibility ushered in by the Chancellor in his last budget. Amidst the thunderous applause and cries of ‘long overdue!’ from most pension holders there were, however, stern noises from certain quarters – Labour’s Ed Balls among them – that the overwhelming temptation for many would be to rush out and spend the newly release-able funds on hugely expensive sports cars and exotic once-in-a-lifetime holidays.

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Budget 2014: How the Pensions System changed forever

Category: pensions & Uncategorized

Following the Budget statement in March, the Government has unveiled plans to completely overhaul the UK’s current pension system.

From April 2015, from age 55, whatever the size of a person’s defined contribution pension pot, the Government proposes that they’ll be able to take it however they want, subject to their marginal rate of income tax in that year.

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Annuity review highlights importance of advice and shopping around

Category: Investments & pensions & retirement & savings & Uncategorized

The startling headline finding from The Financial Conduct Authority’s (FCA) recent review of the annuities market proved to be the fact that some 80% of people who purchased an annuity from their pension provider could have received a better deal from an alternative source.

The report found that the annuities market was not working as it could for consumers, with many reporting that they found it difficult to review the suitability of the annuity offered by their pension provider, when compared to the alternatives available.

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10 Savings Tips for 2014

Category: Investments & Lifestyle & pensions & savings & Uncategorized

When 2013 started there were real fears that the UK could slip back into recession. As the year ends the outlook is much more optimistic, with the Chancellor confirming increased expectations for growth in his recent Autumn Statement.In America the Federal Reserve has just released an encouraging assessment of the US economy, and there seems to be reasonable grounds for believing the world economy will continue to recover as we enter 2014.

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