The Impact of Automatic Enrolment

Category: pensions & Uncategorized

The Office of National Statistics 2014 Annual Survey of Hours and Earnings provides us with evidence of the considerable impact of Automatic Enrolment within the pensions arena – for employees and employers. According to the survey findings:

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Annuity or State Pension top-up?

Category: pensions & Uncategorized

Hymans Robertson, the independent pensions and risk consultancy, says that as a consequence of the retirement revolution from April 2015, current retirees and those retiring before 2016 will have the opportunity to buy additional State Pension before the flat rate State Pension is introduced in April 2016. For some, it could cost much less to secure additional lifetime annual income this way than through buying an open market annuity. Up to 12 million people will be eligible.

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With Pension Reform come Pension Pot Scams!

Category: pensions & Uncategorized

One in ten pensioners has been approached by a fraudster looking to gain access to their cash, according to recent research. The study from MetLife found people in South West Britain were most vulnerable to scams with 14% of retirees targeted, compared to just 3% in the East and 5% in Scotland. In a Pension Professionals article, it was reported that the research found people saving for retirement were three times more likely to be approached about accessing their pension pots since the pension freedoms were announced in the 2014 Budget.

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