Category: Investments & Uncategorized
1: The stock market rewards the patient and punishes the rest.
2: Rising prices (inflation) can be your best friend or worst enemy.
3: Long term returns come from investing in the great companies (Equities) of the world.
4: All savings need to be automatic or it wonât happen.
Category: Investments & pensions & retirement & Uncategorized
New research from MGM Advantage, the retirement income specialist, suggests that UK adults are planning to use equity investments to help them outstrip inflation and manage the rising cost of living. Over half (53%) of UK adults rate the rising cost of living as their number one fear for retirement, and almost a third (32%) of pre-retirees surveyed, say they would retain some exposure to stocks and shares to offset the negative effects of inflation on their retirement income.
Category: Investments & Uncategorized
The debate about whether a passive or an active investment strategy produces a better return for investors is one that has rumbled amongst financial planners for as long as passive strategies have been in existence. For you as a client, the method favoured by your adviser can have a major impact on your investment experience, so understanding the two different approaches is important.
Category: Investments & isas & pensions & savings & Uncategorized
âOut with the old and in with the newâ regimes
The Chancellorâs March 2014 Budget may well go down as one of the most radically overhauling game-changers since Lloyd George ushered in the state pension in the 1908 Pensions Act (at the time perceived as dangerously radical).
Category: Investments & isas & savings & Uncategorized
Virtually all the headlines surrounding George Osborneâs recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients.
Category: Economy & Investments & Uncategorized
The latest Legal & General âMortgage Moodâ survey reveals that two thirds of consumers (65%) are not financially preparing for an interest rate rise in the next two years. At the same time, only 7% of those polled are considering re-mortgaging their home in the next 12 months.
