Welcome to Insights. Enjoying reading the latest blogs, financial news and team updates from the people at Serenity.
Don’t forget to subscribe to our newsletter to stay up to date.
Category: Uncategorized
Borrowers could be forced to wait weeks for an appointment with lendersâ mortgage advisers after the Mortgage Market Review as firms race to get qualified staff in place.
Last week, a business development manager at one of the UKâs biggest lenders warned brokers at a Sesame Live conference that customers could expect waiting times of up to a month to see a lenderâs in-branch mortgage adviser.
Category: pensions & Uncategorized
Following the Budget statement in March, the Government has unveiled plans to completely overhaul the UKâs current pension system.
From April 2015, from age 55, whatever the size of a personâs defined contribution pension pot, the Government proposes that theyâll be able to take it however they want, subject to their marginal rate of income tax in that year.
Category: Economy & Investments & Uncategorized
The latest Legal & General âMortgage Moodâ survey reveals that two thirds of consumers (65%) are not financially preparing for an interest rate rise in the next two years. At the same time, only 7% of those polled are considering re-mortgaging their home in the next 12 months.
Category: Investments & savings & Uncategorized
In one of the most significant changes announced during George Osborneâs 2014 Budget, the rules governing ISAs will dramatically change in July of this year. Below, we break down exactly how the new rules will impact savers and allow you to shelter more from the taxman.
Category: Economy & Uncategorized
The Chancellor may have gone for the popular phrase from Chancellors of yore by taking âa penny off a pintâ, but what were the real big announcements during The Budget 2014? We summarise the 8 main points:
Category: Economy & Uncategorized
George Osborne opened his 2014 Budget announcement by proclaiming that his party would be announcing a Budget for âmakers, doers and saversâ, but what did he actually go on to announce that would benefit those three distinct groups? We took a look at the Chancellorâs speech and picked out the highlights for each.
