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Category: Investments & isas & savings & Uncategorized
Virtually all the headlines surrounding George Osborneâs recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients.
Category: Mortgages & Uncategorized
Under new changes to the mortgage market, lenders will have to ask you, as the borrower, detailed questions about your spending. They will take into account any expenditure to which you are already committed and will need to know about credit card and loan repayments, hire purchase agreements and child maintenance or alimony payments. You will be asked to provide evidence to help the lender make a realistic assessment of your commitments.
Category: Market commentary & Uncategorized
The month got off to a gloomy start, especially if you are a Guardian reader. Five signs the global recovery may be an illusion was the headline on one of its main analysis articles, which pointed out that the world of 2014 was not very dissimilar to the world of 2004 â when (we now realise) it was all starting to go wrong.
Category: Tax & Uncategorized
Estates liable for Inheritance Tax in the UK in 2010-2011 faced a bill of nearly ÂŁ166,000 on average, according to new analysis of HMRC data by Prudential. The study, based on the latest publicly available regional data on tax receipts, shows that in the 2010-2011 tax year, inheritance tax was paid on around 15,600 estates with a total bill of ÂŁ2.6 billion.
Category: savings & Uncategorized
Britainâs baby boomers are turning into eBaby boomers as the rising cost of living is forcing them to sell off their possessions to maintain their lifestyle. Concerned about making ends meet, one in five of the post-war generation are selling their clothes, jewellery and electronics online to boost their incomes, according to a recent study by MGM Advantage.
Category: Lifestyle & retirement & Uncategorized
A new report from MGM Advantage, put together with research conducted in October 2013, asked the following question of respondents: âBeing as realistic as you can, approximately how old do you think youâll live until?â
