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October Market Commentary

Category: Market commentary & Uncategorized

Throughout the summer this bulletin has been focused on events in the Ukraine, now we have an admittedly uneasy truce in the region and the focus of the world’s discontent has moved elsewhere.  At time of writing, pro-democracy protesters are occupying the streets of Hong Kong and a coalition of 40 countries is in the early stage of an attack on ISIS – the Islamic State in Iraq and Syria.

 

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Understanding Active vs Passive investment strategies

Category: Investments & Uncategorized

The debate about whether a passive or an active investment strategy produces a better return for investors is one that has rumbled amongst financial planners for as long as passive strategies have been in existence. For you as a client, the method favoured by your adviser can have a major impact on your investment experience, so understanding the two different approaches is important.

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Student finances squeezed

Category: Lifestyle & savings & Uncategorized

Almost a third (30%) of students currently attending university will move back in with their parents after they have completed their studies, HSBC research shows. For those starting university this year, almost half (49%) expect to live with their parents. Of those who intend to live at home, 78% said it was in order to save money and minimise their debt.

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UK tax regime attracts business takeovers from abroad

Category: Economy & Tax & Uncategorized

Further hostile takeover attempts, similar to that of AstraZeneca attempted by US pharmaceutical Pfizer earlier in the year, are likely to take place as foreign businesses seek to take advantage of the UK’s attractive corporate tax regime. The UK’s headline rate will be 20% from next April, compared with 35% in the US.

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The UK housing market ‘pauses for breath’

Category: Economy & Uncategorized

Demand for new homes fell in July 2014, the first monthly decline since January 2013, while the supply of new properties coming onto the market increased for the second consecutive month, according to the Royal Institute of Chartered surveyors (RICS). As a result of the rebalancing in demand and supply, house price growth across the UK appears to be moderating, with a net balance of 49% more respondents reporting an increase in prices in July (from 52% in June and 56% in May).

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