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Category: Investments & Uncategorized
The debate about whether a passive or an active investment strategy produces a better return for investors is one that has rumbled amongst financial planners for as long as passive strategies have been in existence. For you as a client, the method favoured by your adviser can have a major impact on your investment experience, so understanding the two different approaches is important.
Category: Lifestyle & Uncategorized
The latest Aviva Family Finance Report shows that the percentage of stay-at-home mums has almost halved since the 1960s and â70s, while more families are creating their own bespoke parenting and childcare styles, using a mixture of grandparents, nurseries and part-time work.
Category: Lifestyle & savings & Uncategorized
Almost a third (30%) of students currently attending university will move back in with their parents after they have completed their studies, HSBC research shows. For those starting university this year, almost half (49%) expect to live with their parents. Of those who intend to live at home, 78% said it was in order to save money and minimise their debt.
Category: Economy & Tax & Uncategorized
Further hostile takeover attempts, similar to that of AstraZeneca attempted by US pharmaceutical Pfizer earlier in the year, are likely to take place as foreign businesses seek to take advantage of the UKâs attractive corporate tax regime. The UKâs headline rate will be 20% from next April, compared with 35% in the US.
Category: Economy & Uncategorized
Demand for new homes fell in July 2014, the first monthly decline since January 2013, while the supply of new properties coming onto the market increased for the second consecutive month, according to the Royal Institute of Chartered surveyors (RICS). As a result of the rebalancing in demand and supply, house price growth across the UK appears to be moderating, with a net balance of 49% more respondents reporting an increase in prices in July (from 52% in June and 56% in May).
Category: Uncategorized
YOLO is more than texting shorthand for you only live once. It can also explain the movement toward making life planning the first and most important step in financial planning.
Traditionally, financial planning has essentially been a math exercise involving a series of educated guesses about future spending habits. Itâs an exercise that starts with a fiscal exam that can be about as pleasant as a physical exam and even easier to postpone.
