Welcome to Insights. Enjoying reading the latest blogs, financial news and team updates from the people at Serenity.
Don’t forget to subscribe to our newsletter to stay up to date.
Category: Lifestyle & savings & Uncategorized
Almost a third (30%) of students currently attending university will move back in with their parents after they have completed their studies, HSBC research shows. For those starting university this year, almost half (49%) expect to live with their parents. Of those who intend to live at home, 78% said it was in order to save money and minimise their debt.
Category: Economy & Tax & Uncategorized
Further hostile takeover attempts, similar to that of AstraZeneca attempted by US pharmaceutical Pfizer earlier in the year, are likely to take place as foreign businesses seek to take advantage of the UKâs attractive corporate tax regime. The UKâs headline rate will be 20% from next April, compared with 35% in the US.
Category: Economy & Uncategorized
Demand for new homes fell in July 2014, the first monthly decline since January 2013, while the supply of new properties coming onto the market increased for the second consecutive month, according to the Royal Institute of Chartered surveyors (RICS). As a result of the rebalancing in demand and supply, house price growth across the UK appears to be moderating, with a net balance of 49% more respondents reporting an increase in prices in July (from 52% in June and 56% in May).
Category: Uncategorized
YOLO is more than texting shorthand for you only live once. It can also explain the movement toward making life planning the first and most important step in financial planning.
Traditionally, financial planning has essentially been a math exercise involving a series of educated guesses about future spending habits. Itâs an exercise that starts with a fiscal exam that can be about as pleasant as a physical exam and even easier to postpone.
Category: Market commentary & Uncategorized
The phrase âthe world looked a dangerous placeâ has been used many times to describe the status of the markets. Never has that seemed more true than in August.
In Northern Iran/Iraq the Islamic State continues to gather momentum and the world expressed outrage at the murder of US journalist, James Foley.
Category: Economy & Uncategorized
Legal & Generalâs latest quarterly Mortgage Mood survey has revealed that 68% of homeowners surveyed fear a mortgage rate rise in the next 12 months, but the majority of that group (45%) believe that rates wonât increase by more than 1%. Looking forward two years, over half of the homeowners (52%) feel that rates still wonât increase by more than 2%, with only 12% predicting an increase of 3% over the next 24 months.
