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Category: savings & Uncategorized
For those of us with savings placed away in cash, it is not a great time for high interest returns. Most deposit accounts currently pay a very small rate of interest but there are still ways to build a savings nest egg and get a worthwhile return on your money.
Category: retirement & savings & Uncategorized
The Pensioner Bonds were a Budget promise from the Chancellor, following lobbying from charities. They argued that pensioners who had relied on the income generated from their life savings were particularly hard hit by more than five years of record low interest rates. The one-year bond will pay an annual interest rate of 2.8%, and the three-year bonds will pay 4%.
Category: Investments & isas & retirement & savings & Uncategorized
The 5th April might seem a little way off yet, but the end of the tax year always seems to arrive faster than we think! For financial planning, the end of the tax year is important for a variety of reasons and so, before we hit the deadline, put some thought into the following five tips and maximise your saving opportunities before they disappear for good!
Category: Uncategorized
What role are annuities likely to play in retirement planning in the light of pension freedoms coming into effect from 6 April 2015? There has been much debate about annuities, particularly since Chancellor George Osborne announced a number of changes to pensions from April 2015, welcomed by Standard Life in a recent bulletin.
Category: Economy & savings & Uncategorized
Did 2014 turn out to be a better than expected year for savers? According to a recent bulletin by Standard Life, the Autumn Statement by the Chancellor in early December rounded-off quite a year, with good news for ISAs and pensions.
Category: Market commentary & Uncategorized
Traditionally, December is a âslow newsâ month. Like August, the great and the good spend a large part of the month on holiday and world events supposedly move slowly, if at all.
Not so in 2014 â There was the Autumn Statement in the UK, the tumbling world oil price, the gloom over the Eurozone, the snap presidential election in Greece, rapid growth in the US economy, rapid growth in the Chinese stock market, much less than rapid growth in Japan as the economy contracted and there were the first signs of recession in Russia.
