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Category: pensions & Uncategorized
With final salary pension schemes traditionally offering a promising level of savings for retirement, moving away from them and into money purchase schemes has normally been seen as an unattractive proposition.
Category: Business & Uncategorized
According to the Department for Business, Innovation and Skills (BIS), the Focus on Enforcement review programme, which asks firms to identify poor enforcement practices that hold them back, has benefitted around one million businesses and boosted growth in 9 vital sectors of the economy. The BIS states that this builds on government action to scrap or reform regulatory rules which has saved firms some ÂŁ10 billion over this Parliament.
Category: Investments & Uncategorized
In a recent test, Standard Life put the âall newâ 2015 pension and the recently modified New ISA head to head, to see which would come out top in a ÂŁ0 â ÂŁ60,000 performance shoot-out and which one would prove the best for inheritance purposes.
Category: pensions & Uncategorized
Hymans Robertson, the independent pensions and risk consultancy, says that as a consequence of the retirement revolution from April 2015, current retirees and those retiring before 2016 will have the opportunity to buy additional State Pension before the flat rate State Pension is introduced in April 2016. For some, it could cost much less to secure additional lifetime annual income this way than through buying an open market annuity. Up to 12 million people will be eligible.
Category: Business & Uncategorized
Most business owners go into business planning to make profits and to maximise the value of the business ready for selling when they exit. Then many fail to either maximise or extract their businessâ value, because they donât have the strategy to do so. This should include a plan to ensure that the business is attractive and valuable and a plan for marketing and selling the business. Here are eight tips to focus on to help with your business exit:
Category: pensions & Uncategorized
One in ten pensioners has been approached by a fraudster looking to gain access to their cash, according to recent research. The study from MetLife found people in South West Britain were most vulnerable to scams with 14% of retirees targeted, compared to just 3% in the East and 5% in Scotland. In a Pension Professionals article, it was reported that the research found people saving for retirement were three times more likely to be approached about accessing their pension pots since the pension freedoms were announced in the 2014 Budget.
