Uncategorized

State of the UK Housing Market – October 2014

November 06, 2014 by TIna

Greater caution appears to be being exercised across the UK housing market as house price momentum slowed to the same level it was 16 months ago, according to the latest Royal Institute of Chartered Surveyors (RICS) Residential Market Survey. Nationally, new buyer demand slipped for the third consecutive month and in London, caution took a particular toll, with prospective new buyer demand seeing its fifth consecutive monthly decline – a trend not seen since April 2012.

Tax free saving with an ISA or pension

November 06, 2014 by TIna

Category: isas & pensions & savings & Uncategorized

Many of our clients will be aware of the tax advantages that can come from using an ISA or a pension to save for your future. If you are not currently a client however, or are unfamiliar with the tax benefits available, then it is worth briefly recapping just what you could be missing out on!

FCA advice on protecting yourself against unauthorised finance firms

November 06, 2014 by TIna

Category: Investments & Uncategorized

The Financial Conduct Authority (FCA) provides ten steps to make sure you are dealing with an authorised financial services firm, and to protect yourself from fraud and unauthorised activity. Firms and individuals can only conduct regulated financial services activities in the UK if they are authorised by the FCA or registered to do so, or are otherwise exempt.

The 10 (Financial) Commandments

November 05, 2014 by TIna

Category: Investments & Uncategorized

1: The stock market rewards the patient and punishes the rest.

2: Rising prices (inflation) can be your best friend or worst enemy.

3: Long term returns come from investing in the great companies (Equities) of the world.

4: All savings need to be automatic or it won’t happen.

Don’t wait for a rate rise before you take action

October 27, 2014 by TIna

Category: Mortgages & Uncategorized

Responding to the 2nd October 2014 message to consumers from the Money Advice Service (MAS) to plan ahead for future rises in interest rates, the Council of Mortgage Lenders suggests some practical steps that consumers can take now to help prepare for future rises in interest rates.

Additional UK Pension Reforms – October 2014

October 27, 2014 by TIna

Category: pensions & Uncategorized

The government has published the Taxation of Pensions Bill, which will change the tax rules to allow individuals aged 55 and above to access their defined contribution pension as they wish from April next year. As part of this bill, the government is proposing to change the rules on taking pensions as a lump sum to allow people to take a series of lump sums instead of just one.

State of the UK Housing Market – October 2014

Tax free saving with an ISA or pension

FCA advice on protecting yourself against unauthorised finance firms

The 10 (Financial) Commandments

Don’t wait for a rate rise before you take action

Additional UK Pension Reforms – October 2014

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