Uncategorized

Which? Report Highlights Risky Investment Advice

November 22, 2011 by TIna

According to a new Which? report, many high street banks and building societies are giving poor advice and recommending inappropriate investment products to elderly and potentially vulnerable consumers. Which? researchers, in an undercover investigation, found that only five out of 37 advisers in banks and building societies gave good advice about investments.

Financial Planning Week

November 21, 2011 by TIna

Category: Uncategorized

If you are one of the millions of people in the UK who could do with improving their overall financial “fitness”, take a look at what's happening during Financial Planning Week, 21-27 November. It's a consumer awareness campaign which helps you take some simple steps to improve your financial situation.

Junior ISA’s launched on the 1st November

November 15, 2011 by TIna

Category: isas & savings & Uncategorized

The new savings initiative for children has been introduced following the closure of the Child Trust Fund schemes in January this year.

Junior ISAs will be available to all children living in the UK who do not have a Child Trust Fund account. There will be a total annual limit of £3,600 for all payments into these accounts, which can be a cash account, stocks and shares account, or combination of the two.

November Market Commentary

November 07, 2011 by TIna

Category: Uncategorized

Almost inevitably, events in Europe – and particularly in Greece – dominated the month. George Papandreou’s threat of a referendum on the European bailout package meant that markets lost some of their gains in early November, but at the time of writing (November 7th) Papandreou has agreed to stand down. Greece will now have a coalition government until elections are held and this will hopefully lend stability and see the bailout package accepted.

Deposit Accounts – The Good, the bad and the ugly.

November 02, 2011 by TIna

Category: Uncategorized

On Thursday March 5th 2009 the Bank of England reduced its base rate to 0.5% where it has remained ever since – and with fears about European defaults and a possible double-dip recession stalking the economy, it is unlikely to rise in the near future. Indeed, some economists are predicting that any rise before 2014 is now unlikely.

Preparing for Pension Auto-Enrolment

October 18, 2011 by TIna

Category: Uncategorized

At present, around 38% of UK private sector employers provide a workplace pension scheme, but all will be required to auto-enrol their employees into a ‘qualifying workplace pension scheme’ under the Government’s pension reforms between late 2012 and early 2016. By October 2017, minimum contributions must be 8% of employee earnings, with a minimum of 3% from the employer plus 4% from the employee and 1% by way of tax relief (albeit employees have an opt-out which also removes the employer’s need to contribute).

Which? Report Highlights Risky Investment Advice

Financial Planning Week

Junior ISA’s launched on the 1st November

November Market Commentary

Deposit Accounts – The Good, the bad and the ugly.

Preparing for Pension Auto-Enrolment

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