Top five regrets of the dying
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A nurse has recorded the most common regrets of the dying, and among the top ones is 'I wish I hadn't worked so hard'. What would your biggest regret be if this was your last day of life?
The most important insurance you can have?
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The impulse to protect our loved ones is one of the most basic instincts a person can have. Yet the fact remains that many people don’t take out sufficient insurance to protect themselves and their family should something happen to prevent them from being able to work. And if the main breadwinner in a household suddenly becomes unable to earn a wage, it can very quickly lead to serious financial hardship.
Retirement Planning for Baby Boomers
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An article in the Sunday Telegraph questioned whether baby boomers, now in their fifties, are well prepared for retirement in ten years time. The article also outlined positive steps that could be taken over the next ten year period to address the challenges they face. Research by US Metlife, suggests that in the UK, only one in four fifty-somethings is financially prepared for retirement and one third have no retirement savings at all.
The Fundamentals of Cash Flow Modelling
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George Horace Lorimer once said: “It’s good to have money and the things that money can buy, but it’s good too, to make sure you haven’t lost the things that money can’t buy.”
What does the Bank of England MPC do?
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A very powerful voice in the world of UK business and finance, the Bank’s Monetary Policy Committee (MPC) sets interest rates. In setting an interest rate, the MPC judges that the rate will enable the UK’s inflation target to be met.
What is Life Planning anyway?
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Something big and important is lacking in the process of getting financial advice today. That’s the basic challenge put forward by practitioners of a new approach to personal finance called Financial Life Planning.