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Research by Standard Life has evidenced that people in Britainâs baby boomer generation, now approaching retirement, say that their biggest financial regret is not starting saving for retirement earlier.
Nearly one in seven (15%) of adults responding, admitted wishing they had started a pension sooner, with the figure rising to one in five for those approaching retirement.
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Since April 2010, the age at which women can first receive a state pension has been rising from 60. It is currently at 61 years and 5 months and is due to rise to 66 by 2020. So far, this change has played a part in increasing employment among those women directly affected by the reform.
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The third annual âSecond Steppersâ survey and report from Lloyds TSB, indicates that little has improved in the past year for those first-time sellers looking to take the second step on the housing ladder.
Almost two thirds of second steppers (61%) wanted to move up the ladder in 2012 but were unable to do so as they faced an increasing number of challenges.
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The right to deal with the estate of someone whoâs died is called âProbateâ. When someone dies, to gain the legal right to deal with the personâs Estate - their property, money and possessions - you may be able to apply for a âGrant of Representationâ.
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When moving into, or helping a loved one into a care home, you need to fully understand about costs and affordability, including what the state provides. Paying for a care home place is often a family concern and it may be essential for everyone involved to have a good understanding of the issues.
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Common investment scams include âboiler roomâ operations where salespeople who are usually based abroad, cold call investors and offer them worthless, overpriced or even non-existent shares, and âland-bankingâ scams where people are persuaded to buy agricultural land at vastly inflated prices.
