The Funding for Lending Scheme

Category: Uncategorized

The Funding for Lending Scheme (FLS) was launched in August 2012 by the Bank of England. A Bank of England’s agents’ report published later in 2012 claimed that the FLS was having a positive impact on UK home-owners, with mortgage lending rates beginning to ā€˜ease’.

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Critical Illness Cover – Understanding the importance

Category: Uncategorized

A trawl of price comparison sites on the internet in search of critical illness cover providers, revealed over 30 companies in most listings, all offering a variety of critical illness insurance policies.

Basically, critical illness cover offers protection to the policy holder (and many policies extend this to other family members) in the event of the diagnosis of a critical illness during the term of the policy.

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Saving for your child’s future…

Category: Uncategorized

A Child Trust Fund (CTF) is a long-term, tax-free savings account for children, set up by the previous government. Child Trust Fund accounts are no longer available. In most circumstances your child was entitled to a CTF if all of the following applied:

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Auto Enrolment: what your clients need to know

Category: Uncategorized

In 1901 there were ten people of working age for every person who’d retired. A hundred years later, the ratio was three to one – and by 2050 the Department for Work and Pensions estimates that there will only be two people of working age for every person receiving a pension.

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Financial Mis-Selling: Has Anything Really Changed?

Category: Uncategorized

In 1720 hundreds of people were ruined when the ā€˜South Sea Bubble’ collapsed. The share price of the South Sea Company had been inflated to ridiculous levels by insider trading: bribes were paid to politicians, some people got rich, far more were ruined and considerable damage was done to the national economy.

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