The single tier pension – how will this affect you?

Category: Uncategorized

The single-tier pension will be introduced from 6 April 2016, which means that all women born on or after 6 April 1953 will reach State Pension age after the introduction of single tier and will receive a single-tier pension, as will every man born on or after 6 April 1951. As long as they meet the minimum qualifying period, these people will be able to get a single-tier pension.

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Comparative well-being for UK households, 2011/2012

Category: Uncategorized

On 10th July  2013, the Office of National Statistics (ONS) reported on the ‘Effects of Taxes and Benefits on Household Income, 2011/12’. The report adds to the evidence being amassed as part of the ongoing ONS Measuring National Well-being Programme – how the UK as a whole is doing.

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Reporting on retired household income in 2011-12

Category: Uncategorized

Further exploration of the Office of National Statistics (ONS) latest UK Well-Being Report, published in July 2013, for the 2011/12 year is around retired households.

These are defined as those where the income of retired household members accounts for the majority of the total household gross income and where there is different income and expenditure patterns to non-retired counterparts.

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Stock Market Volatility: What it is and what it means to you

Category: Investments & Uncategorized

Units can fall as well as rise in value and you may not get back the amount invested.

That was the first ‘wealth warning’ most of us can remember and by and large we were all – advisers and clients alike – fairly comfortable with it. Stock markets – and the underlying funds our clients were invested in – did indeed rise and fall, but generally speaking they did it fairly sedately.

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Ten tips on how to avoid Identity Fraud

Category: Uncategorized

Around one in three of us in the UK can expect to be a victim of identity theft or fraud at least once in our lifetime. Two common attacks by criminals are that they either take over your identity or steal your credit/debit card identity. Either way, you can be done by the fraudster, quickly or slowly over time. Identity fraud is less likely if you take the right steps to protect yourself.

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