Category: Investments & isas & pensions & savings & Uncategorized
âOut with the old and in with the newâ regimes
The Chancellorâs March 2014 Budget may well go down as one of the most radically overhauling game-changers since Lloyd George ushered in the state pension in the 1908 Pensions Act (at the time perceived as dangerously radical).
Category: Investments & isas & savings & Uncategorized
Virtually all the headlines surrounding George Osborneâs recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients.
Category: isas & savings & Uncategorized
Since Child Trust Funds (CTFs) were phased out in 2011, parents and the savings industry have lobbied the government to allow the money held in them to be transferred into the Junior ISAs that superseded them. The ISA market is seen as having far more choice and, where the money is held in a savings account, often offers better rates.
Category: isas & savings & Uncategorized
In a recent Which? investigation, some of the UKâs biggest banks were identified as failing to give the right advice when it comes to transferring and managing their Cash ISAs.
In the investigation, Which? placed 180 calls to 15 leading banks and building societies to assess the quality of advice given to people who want to transfer their Cash ISA savings.
Category: isas & savings & Uncategorized
This is the season to check that you are making the best of your tax free Cash ISA opportunities. There is very little time left to check that you have used your 2012-2013 allowance and it is the first opportunity to invest your 2013â2014 allowance in April.
Category: isas & savings & Uncategorized
The new savings initiative for children has been introduced following the closure of the Child Trust Fund schemes in January this year.
Junior ISAs will be available to all children living in the
