ISAs: now much NISA

Category: Investments & isas & savings & Uncategorized

Virtually all the headlines surrounding George Osborne’s recent Budget were about the changes to the pensions rules. Rightly described as the biggest changes to pensions legislation for a hundred years, they will have far-reaching implications for the financial planning of many of our clients.

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Transfer of Child Trust Fund savings into Junior ISAs

Category: isas & savings & Uncategorized

Since Child Trust Funds (CTFs) were phased out in 2011, parents and the savings industry have lobbied the government to allow the money held in them to be transferred into the Junior ISAs that superseded them. The ISA market is seen as having far more choice and, where the money is held in a savings account, often offers better rates.

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Which? survey reveals worrying trend

Category: isas & savings & Uncategorized

In a recent Which? investigation, some of the UK’s biggest banks were identified as failing to give the right advice when it comes to transferring and managing their Cash ISAs.

In the investigation, Which? placed 180 calls to 15 leading banks and building societies to assess the quality of advice given to people who want to transfer their Cash ISA savings.

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Junior ISA’s launched on the 1st November

Category: isas & savings & Uncategorized

The new savings initiative for children has been introduced following the closure of the Child Trust Fund schemes in January this year.

Junior ISAs will be available to all children living in the UK who do not have a Child Trust Fund account. There will be a total annual limit of £3,600 for all payments into these accounts, which can be a cash account, stocks and shares account, or combination of the two.

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