Preparing for Pension Auto-Enrolment
Category: Uncategorized
At present, around 38% of
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Affording care in later life
Category: Long term care & Uncategorized
Avivaâs latest Real Retirement Survey Report shows that 70% of over-55s do not believe they should pay for care and the majority (81%) are either worried, concerned or terrified about meeting care costs if they are not provided by the state.
Currently, the state offers no help with care costs to individuals with assets in excess of ÂŁ23,250. Many pensioners end up being forced to sell their homes in order to pay for extra support.
The new student loan regime
Category: Uncategorized
You canât open a newspaper at the moment without seeing a headline about the risein university tuition fees and the impact this will have on student debt. With far moreuniversities than the Government originally anticipated planning to charge themaximum ÂŁ9,000 per annum fees, thousands of students are going to finish theireducation with significant levels of debt.
Diary of an IFA: Tina Weeks
Category: serenity news & Uncategorized
Tina Weeks, financial life planner for Serenity Financial Planning, spends her week rushing between Oxford, Tower Hill, Curzon Street, Moorgate and Pall Mall - all the while juggling clients, children and the latest 'apps'.
Discipline: Your Secret Weapon
Category: Uncategorized
Working with markets, understanding risk and return, diversifying and portfolio structureâwe've heard the lessons of sound investing over and over. But so often the most important factor between success and failure is ourselves.
Businesses and pension tax relief
Category: Uncategorized
It may not always be clear that the structure of a business can affect how employer pension contributions are tax relieved. But itâs important to understand these issues because employers are offered valuable tax incentives to encourage them to make pension contributions on behalf of their employees. Apart from the obvious benefit of helping employees build retirement funds, employer contributions should help to aid staff recruitment, retain staff and foster employee loyalty.