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Ten Top Tax Saving Tips

Category: Uncategorized

As I’m writing this, the end of the tax year is 34 days away. By the time you read it, the deadline will be a lot closer. Nobody likes paying tax, so it makes sense to do whatever you can to minimise the amount of tax that you pay and take advantage of all the allowances that are available to you. Remember, most allowances apply to one particular tax year – and once it has ended the allowances are lost. That’s why Thursday April 5th is such an important day.

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March Market Commentary

Category: Uncategorized

On Monday February 27th the German Bundestag approved the Greek bailout by 496 votes to 90. A few days earlier consent had finally been wrung from the Greek politicians, and the €130bn bailout now looks to be in place. Is the Greek debt crisis – the constant theme running through this monthly review – over at last? You would be unwise to bet on it. The move is unpopular with the German electorate (who recognise that they are largely going to pay for it): unpopular in Greece (where the far left are making significant gains in opinion polls) – and still looked on sceptically by many market commentators. Expect to see the words ‘Greece’ and ‘crisis’ in future reviews.

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The most important insurance you can have?

Category: Uncategorized

The impulse to protect our loved ones is one of the most basic instincts a person can have. Yet the fact remains that many people don’t take out sufficient insurance to protect themselves and their family should something happen to prevent them from being able to work. And if the main breadwinner in a household suddenly becomes unable to earn a wage, it can very quickly lead to serious financial hardship.

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Retirement Planning for Baby Boomers

Category: Uncategorized

An article in the Sunday Telegraph questioned whether baby boomers, now in their fifties, are well prepared for retirement in ten years time. The article also outlined positive steps that could be taken over the next ten year period to address the challenges they face. Research by US Metlife, suggests that in the UK, only one in four fifty-somethings is financially prepared for retirement and one third have no retirement savings at all.

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