Welcome to Insights. Enjoying reading the latest blogs, financial news and team updates from the people at Serenity.
Don’t forget to subscribe to our newsletter to stay up to date.
Category: Uncategorized
Despite the recent strikes against cuts in public sector pensions, Aviva reports that most British people have a head-in-the-sand attitude to pensions. Aviva said that few people start "actively thinking" about pensions until they are 48 years old, and take another four years before they do anything about it.
Category: Uncategorized
Savings for older people have fallen by more than 25% over the past year, while incomes for the over-55s have dropped, according to research by Aviva. One in 10 of the over-55s are surviving on less than ÂŁ500 a month, with single women most likely to be in poverty, said Aviva in its "Real Retirement Report".
Â
Category: Uncategorized
Many of us will be making a New Year's resolution to sort out our finances in 2012 â but an often overlooked part of putting your finances in order is making sure that your tax planning is effective. Are you claiming all the tax relief you're entitled to? Are your investments arranged in the most tax efficient way?
Category: Uncategorized
The year ahead will offer golden opportunities for some businesses, the Federation of Small Businesses (FSB) has said.
Set against a backdrop of sluggish economic growth and global market uncertainty, 2012 will not be easy; but there will be openings for those businesses wanting to grow, innovate and expand says John Walker, national chairman of the FSB.
Category: Uncategorized
Around 50% of us make New Yearâs Resolutions and âsort the finances outâ must be one of the most popular: but thatâs a little vague â itâs more a wish than a firm commitment to take action. Looking at the recent appointments weâve had with new and existing clients, here are the topics that weâve discussed most often. If youâre determined to sort out your finances, these may give you some food for thought.
Category: Uncategorized
Along with decisions to lose weight and stop smoking, âsort out the mortgageâ must be one of the most popular New Yearâs resolutions. But sorting out what is most peopleâs biggest monthly expense makes good sense at any time of year. There are good financial planning reasons for reviewing your mortgage on a regular basis â but if you are thinking of moving to a different lender, you also need to be aware of the potential costs involved.
