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Can you survive an unexpected loss of income?

Category: Uncategorized

One in three (33%) of us are spending more than our salary or are just about managing to break even each month, according to Bright Grey’s Financial Safety Net report, from a study carried out by Opinium Research.  Evidence was gathered from interviews carried out online among 2,016 nationally representative British adults, between 31 January and 3 February 2012.

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May Market Commentary

Category: Uncategorized

Wednesday April 25th must have been the morning David Cameron felt like phoning in sick. The Office of National Statistics officially confirmed that a shock 0.2% contraction in growth had pushed the UK into its first double dip recession since the 1970s. Meanwhile the Leveson Inquiry rumbled on with Culture Secretary Jeremy Hunt facing calls to resign; Labour opened an eight point lead in the opinion polls and there were predictions that the increase in diabetes could bankrupt the NHS. All in all a good day for a sick note…

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The Gender Directive – what you should know

Category: Uncategorized

The European Court of Justice has ruled that from 21st December this year, insurers wont be able to use a persons gender as a factor in calculating the cost of their insurance.

Statistically, women live longer than men so they've typically had lower rates for life insurance. This will no longer be the case.

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Financial Planning and Divorce

Category: Uncategorized

No-one who is going through a divorce finds the process easy: it’s long, messy and almost always painful. Even if there are no children involved, divorce is a procedure that takes its toll on both sides: the acrimony, the paperwork – and the inevitable meetings with your solicitor.

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Who will be looking after YOU?

Category: Uncategorized

Ongoing concerns over NHS reform are causing more people to think about taking out private medical insurance (PMI). The benefits of PMI are well-known: prompt access to diagnosis and treatment (bypassing sometimes lengthy NHS waiting lists), your choice of consultant, and hotel-like accommodation in clean, modern hospitals.

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