Is it worth having a pension?
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A company car can be an essential business tool for employers and employees. It can also be an expected component of a remuneration package. But changes in taxation costs and the rising cost of fuel etc, should cause all businesses with company cars to critically evaluate and review their arrangements on a regular basis.
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Weâre living in unprecedented times. Countries are threatening to default; the West is facing the prospect of a âdouble-dip recessionâ and stock markets are falling sharply. So if youâre running a business, youâd be forgiven for having a one word business plan: âsurvive.â
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The risk-return trade-off is a concept that every investor should be familiar with. Stated simply, it means that to gain a higher potential return on an investment, you have to accept more risk.
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One in three (33%) of us are spending more than our salary or are just about managing to break even each month, according to Bright Greyâs Financial Safety Net report, from a study carried out by Opinium Research. Evidence was gathered from interviews carried out online among 2,016 nationally representative British adults, between 31 January and 3 February 2012.