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What is a Lasting Power of Attorney

Category: Uncategorized

A Lasting Power of Attorney (LPA) lets someone as the donor, appoint someone else to make decisions on their behalf. There are two types of LPA, a Property and Financial Affairs LPA and a Personal Welfare LPA and they are normally used when someone is unable, or is likely to become unable, to make their own decisions. The donor can choose to make one type of Lasting Power of Attorney, or both.

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Is equity release one way forward for you?

Category: Uncategorized

If you are over 50 or looking to retire, you may have started to think about how you will manage financially in the future. If you own your home and have little or no mortgage, you might consider Equity Release as a way of enabling you to free up cash from the value of your home without the stress of having to sell up and move. 

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The living wage

Category: Uncategorized

The UK Living Wage is an hourly rate of pay set independently and updated annually. It is calculated according to the basic cost of living in the UK, and employers choose to pay the Living Wage on a voluntary basis.

 

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Have we lost the savings habit?

Category: Uncategorized

A recent Scottish Widows Savings and Investment Report, dated October 2012 and exploring a variety of features of saving in the UK, suggests that there is a shortage of knowledge among the general public when it comes to savings and investments.

 

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