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November Market Commentary

Category: Uncategorized

Whatever else happened in October, Hurricane Sandy happened. Or Superstorm Sandy or ‘Frankenstorm.’ Take your pick. A week before America was due to go the polls, the storm hit the North Eastern seaboard with tragic consequences.

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Improvements seen in consumer finances

Category: Uncategorized

Two separate surveys have reported in October 2012 improvements in household finances, bolstering optimism that the recession is coming to an end.

Deloitte’s latest Consumer Tracker survey suggests that consumer confidence is at its highest level since the third quarter of 2011.

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What is a Lasting Power of Attorney

Category: Uncategorized

A Lasting Power of Attorney (LPA) lets someone as the donor, appoint someone else to make decisions on their behalf. There are two types of LPA, a Property and Financial Affairs LPA and a Personal Welfare LPA and they are normally used when someone is unable, or is likely to become unable, to make their own decisions. The donor can choose to make one type of Lasting Power of Attorney, or both.

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Is equity release one way forward for you?

Category: Uncategorized

If you are over 50 or looking to retire, you may have started to think about how you will manage financially in the future. If you own your home and have little or no mortgage, you might consider Equity Release as a way of enabling you to free up cash from the value of your home without the stress of having to sell up and move. 

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