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Category: Uncategorized
The latest figures from the Office of National Statistics (ONS) show that the headline rate of inflation remained unchanged for the third month in a row. The Consumer Prices Index (CPI) showed that prices increased by 2.7% in the year ending December 2012, this is the same annual rate as was seen in the previous two months and continues the trend of, broadly, flat inflation that has been seen since Spring 2012.
Category: Uncategorized
âHow to make your child a millionaire â through regular investing and using perfectly legitimate tax dodgesââ â the headline of a recent article in the Daily Mail.
Reading this article also makes it clear that we need to be well off to achieve this aim, and even more so, if we have more than one child. However, the article does usefully remind us of three basic ways by which we can deliver more modest nest eggs for our children, tailored to our means, if we start early (as soon as they are born).
Category: Uncategorized
Given the Governmentâs recent introduction of Auto-Enrolment and the determination to see as many people as possible enrolled in company pension schemes, it was inevitable that they would also turn their attention to the state pension.
Category: Uncategorized
It is estimated that 10.4 million over-65s give up 10 hours each per week typically, to volunteer to support their families or work locally within charities or in local communities. The combined efforts of this âvolunteer armyâ add up to 104 million hours of free work, worth ÂŁ643.8 million per week at the national minimum wage, according to Avivaâs Real Retirement Report.
Category: Uncategorized
January 2013 is not a good time to spread gloom but a number of major players in investment and banking are quite downbeat about the possibility of an early UK economic recovery.
According to the investment bank Citi, interest rates will stay at rock bottom for another four years as the economy struggles to recover. Citi predicts that the Bank of England will leave interest rates at 0.5 per cent until mid-2017 â a year longer than expected â as it battles to restore the economy to health.
Category: Uncategorized
Around 50% of us make New Yearâs Resolutions and âsort the finances outâ must be one of the most popular: but thatâs a little vague â itâs more a wish than a firm commitment to take action.
Looking at the January appointments weâve had with new and existing clients, here are the topics that weâve discussed most often. If youâre determined to sort out your finances, these may give you some food for thought.
