Serenity

Are you familiar with a lasting power of attorney?

February 26, 2013 by TIna

A Lasting Power of Attorney (LPA) gives another individual the legal authority to look after specific aspects of your affairs, should you lose the capacity to do so. There are two types of Lasting Power of Attorney, one relating to health and welfare matters and one about property and financial affairs. When appointing someone to have lasting power of attorney, you can choose to make that person (or more than one person) have the LPA power and responsibility in one or both areas.

Changing your Will – What you need to know

February 26, 2013 by TIna

Category: Uncategorized

You have at long last got round to preparing your last Will and Testament, and that’s ‘job done’ – or is it? If you write your will earlier in your life than at the last moment, it is highly likely that you will need to update it from time to time, as things change in your life and around you.

An investigation to save pensioners £1bn a year

February 24, 2013 by TIna

Category: Uncategorized

The Financial Services Authority (FSA) has launched an investigation into the £15bn annuity market, prompting criticism that the City watchdog has taken so long to act. It is estimated that a thorough investigation into retirement income payouts with consequent regulation and actions within the industry, and clear advice to consumers, could benefit pensioners by £1bn a year.

Financial Planning in your fifties, sixties and seventies

February 22, 2013 by TIna

Category: Uncategorized

Last month we looked at basic financial planning in the early part of your life – through your twenties, thirties and forties. But what about the second stage of life? It’s easy to assume that all the major changes in life – finding a job, marriage, a family – take place in the early years. In fact there are just as many major changes in later life and the need to keep on top of your financial planning is, if anything, even greater.

Out with the FSA and in with the FCA – will it work?

February 18, 2013 by TIna

Category: Uncategorized

As legislation from the Finance Services Act 2012 comes into force on 1 April 2013, two new regulatory bodies, the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), both under the direction of the Bank of England, are expected to formally replace the Financial Services Authority (FSA) in a major reform of the UK financial regulatory system.

Reforming UK financial regulations

February 14, 2013 by TIna

Category: Uncategorized

The Financial Services Act, which received Royal Assent on 19 December 2012, establishes a framework for a new system of financial regulation in the UK. A single institution, the Bank of England, will have the responsibility, authority and tools to monitor the UK financial system as a whole, and respond accordingly.

Our insights

Are you familiar with a lasting power of attorney?

Changing your Will – What you need to know

An investigation to save pensioners £1bn a year

Financial Planning in your fifties, sixties and seventies

Out with the FSA and in with the FCA – will it work?

Reforming UK financial regulations

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