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Category: Uncategorized
It is perfectly realistic for a widow(er) to form another relationship. However when the survivor dies the estate of both parents can finish up in the hands of another family. It usually happens accidently. Whilst IHT can absorb 40% of family wealth over up to 2 nil rate bands this potential threat can deprive the next generation of 100% of their wealth.
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The English Housing Survey 2011 to 2012, published in February 2013 by the Department for Communities and Local Government, showed that more households are renting their homes privately in England than living in social housing for the first time since the 1960s.
Category: Uncategorized
In the Spring of last year retirement specialist LV= produced a report looking at the future of long term care in the UK. With increased life expectancy, LV= predicted that the number of people needing care – either in their own home or in specialist retirement homes – would surge by the year 2025, reaching 1.1 million, an increase of 30% on the current figure of 840,000.
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Politics seems to impact more and more on economics – and somehow, always at the end of the month.
December ended with the last minute deal which averted the Fiscal Cliff in the US; January with Spanish premier Mariano Rajoy denying allegations of secret payments and at the end of February there were yet more problems in the US – and an election in Italy.
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All the news and media hype about investment banking gets many of us talking about the unfair distribution of wealth, with the seemingly rich getting richer and the poor getting poorer.
We are probably less aware of another dimension to the wealth picture – that of the changes and effects over time, where concern for the legacy we leave for following generations has become buried beneath our preoccupation with how to live well now.
Category: Uncategorized
Once upon a time it was all so simple. Nothing could be safer than the UK banks. They were the cornerstone of every fund manager’s income portfolio. Do you want to build your financial planning on shares that would protect you against market fluctuations and deliver a steadily increasing dividend income? Sober, well-run, cautious businesses that the rest of the world could learn from… Look no further than the UK banking system.
