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Long Term Care Fees

Category: Uncategorized

It is estimated that 1 in 5 men and 1 in 3 women in the UK over age 65 will need care within their lifetime.

NHS Continuing Healthcare

If a person's medical condition is unstable and/or unpredictable and necessitates the need for constant 24 hour specialist/acute nursing care, they may be eligible to receive NHS Continuing Care. This means that the NHS will contribute towards the cost of care.

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The Remarriage of a Widow or Widower

Category: Uncategorized

It is perfectly realistic for a widow(er) to form another relationship. However when the survivor dies the estate of both parents can finish up in the hands of another family. It usually happens accidently. Whilst IHT can absorb 40% of family wealth over up to 2 nil rate bands this potential threat can deprive the next generation of 100% of their wealth.

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The New Proposals on Long Term Care and what they mean for your Financial Planning

Category: Uncategorized

In the Spring of last year retirement specialist LV= produced a report looking at the future of long term care in the UK. With increased life expectancy, LV= predicted that the number of people needing care – either in their own home or in specialist retirement homes – would surge by the year 2025, reaching 1.1 million, an increase of 30% on the current figure of 840,000.

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March Market Commentary

Category: Uncategorized

Politics seems to impact more and more on economics – and somehow, always at the end of the month.

December ended with the last minute deal which averted the Fiscal Cliff in the US; January with Spanish premier Mariano Rajoy denying allegations of secret payments and at the end of February there were yet more problems in the US – and an election in Italy.

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