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Stuck on the first rung!

Category: Uncategorized

The third annual ‘Second Steppers’ survey and report from Lloyds TSB, indicates that little has improved in the past year for those first-time sellers looking to take the second step on the housing ladder.

Almost two thirds of second steppers (61%) wanted to move up the ladder in 2012 but were unable to do so as they faced an increasing number of challenges.

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Probate and a ‘Grant of Representation’

Category: Uncategorized

The right to deal with the estate of someone who’s died is called ‘Probate’. When someone dies, to gain the legal right to deal with the person’s Estate  - their property, money and possessions - you may be able to apply for a ‘Grant of Representation’.

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Planning how to pay for a care home

Category: Uncategorized

When moving into, or helping a loved one into a care home, you need to fully understand about costs and affordability, including what the state provides. Paying for a care home place is often a family concern and it may be essential for everyone involved to have a good understanding of the issues.

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Investment fraud – don’t be fooled!

Category: Uncategorized

Common investment scams include “boiler room” operations where salespeople who are usually based abroad, cold call investors and offer them worthless, overpriced or even non-existent shares, and ‘land-banking’ scams where people are persuaded to buy agricultural land at vastly inflated prices.

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Cohabitation agreements – why now?

Category: Uncategorized

Family life in the 21st century has changed from 50 years ago, when many people frowned upon the very idea of moving in with a partner before marriage. It is now commonplace for a couple to live together long before they tie the knot but while the trend has moved on, the law in this area has not.

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April Market Commentary

Category: Uncategorized

When I started making notes for this Bulletin at the beginning of March it was quite clear what the main ‘story’ was going to be.

On March 20th Chancellor of the Exchequer, George Osborne, would deliver his Budget – and with the UK in very real danger of slipping into a ‘triple-dip’ recession and the Conservatives trailing in the opinion polls, it was simply going to be the most important speech the Chancellor had ever delivered.

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