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Two separate surveys have reported in October 2012 improvements in household finances, bolstering optimism that the recession is coming to an end.
Deloitteâs latest Consumer Tracker survey suggests that consumer confidence is at its highest level since the third quarter of 2011.
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A Lasting Power of Attorney (LPA) lets someone as the donor, appoint someone else to make decisions on their behalf. There are two types of LPA, a Property and Financial Affairs LPA and a Personal Welfare LPA and they are normally used when someone is unable, or is likely to become unable, to make their own decisions. The donor can choose to make one type of Lasting Power of Attorney, or both.
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If you are over 50 or looking to retire, you may have started to think about how you will manage financially in the future. If you own your home and have little or no mortgage, you might consider Equity Release as a way of enabling you to free up cash from the value of your home without the stress of having to sell up and move.
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Weâre living in unprecedented times. Countries are threatening to default; the West is facing the prospect of a âdouble-dip recessionâ and stock markets are falling sharply. So if youâre running a business, youâd be forgiven for having a one word business plan: âsurvive.â
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The UK Living Wage is an hourly rate of pay set independently and updated annually. It is calculated according to the basic cost of living in the UK, and employers choose to pay the Living Wage on a voluntary basis.
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A recent Scottish Widows Savings and Investment Report, dated October 2012 and exploring a variety of features of saving in the UK, suggests that there is a shortage of knowledge among the general public when it comes to savings and investments.
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