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The enigma of Premium Bonds
Earlier this month, the top Premium Bonds prize of ÂŁ1 million was won for the first time since the investment limit was increased to ÂŁ50,000 in June 2015. The winner, from West Scotland, only the second ever top prize winner from that region, had invested the maximum amount, whilst a second investor from Surrey was also made a millionaire in the same month after investing ÂŁ23,950.
Now that you’ve got to grips with auto-enrolment, prepare for auto re-enrolment
Auto-enrolment, the government initiative which made it compulsory for all businesses to enrol their employees in a pension scheme, celebrated its third anniversary last October. Whilst most employers have by this point got to grips with what they need to do to comply with auto-enrolment, those businesses that were some of the first to implement the initiative face a new challenge three years on: the first phase of automatic re-enrolment.
Don’t Worry, Be App-y: three great money-saving apps for your smartphone
Apps have transformed the way you can do almost everything in life, from tracking your fitness regime to ordering a takeaway. For those interested in saving money, there are hundreds of finance-related apps out there, but it’s hard to know which of these will actually help you manage your hard-earned cash and which will just take up space on your smartphone. Have a look below to see three of the savings apps we reckon are actually worth using, all of which won’t cost you a penny to download.
Help To Buy vs Lifetime: Which ISA is best?
Set to be introduced in April 2017, the Lifetime ISA essentially offers an alternative to the Help To Buy ISA. With two competing options on the table, it’s important to know which is best for you and your needs, as whilst they have some similarities, there are also key differences between the two.